Applications take 3-10 business days. If you require cover urgently please contact MIPS after submitting your application
Before applying for membership, you should read the Member Handbook. This document includes our membership classification guide, financial services guide, product disclosure statement and summarises the benefits of membership including Indemnity Insurance and MIPS Protections. You may find our article on category selection helpful.
It is common for a claim or complaint to be first made years after the practice was undertaken. It is an AHPRA requirement that you have appropriate retroactive cover (also known as ‘tail cover’) for otherwise uncovered matters arising from prior practice in Australia.
When you apply for MIPS membership you may need to nominate a retroactive cover date depending on the date you advise is your first date of practice in Australia. The Indemnity Insurance Policy will then cover you for new claims that arise from healthcare practice undertaken after the retroactive cover date set out on your Member Benefit Statement (tax invoice).
Cover is not provided for matters arising prior to your nominated retroactive cover date or matters previously known to you or your previous indemnity provider(s).
All MIPS memberships have a common expiry date which means we can only provide quotes or offer cover effective your commencement date to 30 June.
If you are only practising in Australia for a short period of time you need to be aware of the requirement for run off cover for past practice once you cease practice in Australia. For further information refer to Retiring or ceasing practice.