Retroactive cover

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It is common for a claim or complaint to be first made years after the practice was undertaken. It is an AHPRA requirement that you have appropriate retroactive cover (also known as ‘tail cover’) for otherwise uncovered matters arising from prior practice in Australia.

When you apply for MIPS membership you may need to nominate a retroactive cover date depending on the date you advise is your first date of practice in Australia. The Indemnity Insurance Policy will then cover you for new claims that arise from healthcare practice undertaken after the retroactive cover date set out on your Member Benefit Statement (tax invoice).

Cover is not provided for matters arising prior to your nominated retroactive cover date or matters previously known to you or your previous indemnity provider(s).

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