Warnings and Disclaimers

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General advice warning

Insurance cover is subject to the terms, conditions and exclusions of the policy. The information provided is general advice only and does not take into account your personal circumstances or needs. You should review the Member Handbook Combined PDS and FSG and/or contact MIPS on 1800 061 113, before making a decision. Information is current as at the date published.  

Factual information disclaimer

Insurance cover is subject to the terms, conditions and exclusions of the policy. This information is not intended to be advice and you should not rely on it as a substitute for any form of advice. Should you wish to obtain further information about products offered by MIPS, you can review our Member Handbook Combined PDS and FSG or contact MIPS on 1800 061 113. Information is current as at the date published.

Products through referral partners disclaimer

This information is not intended to be advice and you should not rely on it as a substitute for any form of advice. Before you purchase insurance, you need to properly understand the policy’s significant features, benefits and risks and you should carefully read the relevant policy wording. MIPS does not guarantee the quality of any specific products or services offered by its referral partners.

Clinico-legal disclaimer

This information is general advice and  is not intended to be legal advice and should not be relied on as a substitute for legal advice. You may need to consider seeking legal or other professional advice about your individual circumstances as appropriate. Information is current as at the date published.

Education disclaimer

This is licensed content. By commencing this unit and accessing the licensed content you accept that you will only use the content for the purpose of your own education. Whilst all reasonable care has been taken in preparing these materials, MIPS makes no warranties regarding the correctness or accuracy of the content. To the extent permitted by law, MIPS excludes all liability for any loss or damage suffered or incurred as a result of accessing, using or relaying on the content. For specific advice about your circumstances please contact MIPS 24-hour clinico-legal support on 1800 061 113 or for a claims matter, email us at claims@mips.com.au

Website footer disclaimer (reference only)

Note this is a reference version only. Changing the content in this article does not change the footers on the website nor the Support Centre.

The information on this page is a summary and of a general nature and it does not constitute legal, health or professional advice. You should seek your own professional advice before relying on it. It does not take into account your healthcare practice or needs. You should consider the appropriateness of the information and read the Member Handbook Combined PDS and FSG before making a decision on whether to join MIPS.

Member Handbook Combined PDS and FSG (reference only)

Note this article is for reference only and the published version resides within the handbook documents available a mips.com.au/handbook

This handbook was prepared on x Month 20xx

This handbook is a combined Product Disclosure Statement (PDS) and Financial Services Guide (FSG). It is designed to help you make an informed decision when applying for MIPS membership. It describes the features and benefits of MIPS membership including insurance cover which is ONLY available by being a MIPS member. You should read it before making a decision about joining MIPS. This handbook is available at mips.com.au/handbook or on request free of charge. 

Medical Indemnity Protection Society Ltd (MIPS) ABN 64 007 067 281 AFSL 301912 is the custodian and policyholder of the Indemnity Insurance Policy. Insurance is a benefit of membership. The issuer of the Indemnity Insurance Policy is MIPS Insurance Pty Ltd ABN 81 089 048 359 AFSL 247301 (MIPSi).  MIPS is the issuer of the MIPS Protections discretionary cover which is also a benefit of membership.  The PDS describes the features and benefits of both the insurance and discretionary benefits.  MIPS and MIPSi both take responsibility for the whole of the PDS. MIPS is responsible for the FSG.

Information in the PDS that is not materially adverse information is subject to change from time to time and may be updated by notice provided on the MIPS website.  A paper copy of any updated information will be given, or an electronic copy made available without charge on request.

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